Behavioral Finance
Why your plan matters more than your portfolio
Planning decisions, not portfolio decisions, drive the outcomes that matter most. A recurring theme of The Brief.
Start with my latest for CFA Institute's Enterprising Investor below. The Whitledge Brief, my monthly newsletter on investing, planning, and behavioral finance, launches soon.
A practical lifecycle-finance framework that treats human capital, a client's future earnings, as a core input to portfolio allocation, not age alone. Building on the work of Robert Merton.
Planning decisions, not portfolio decisions, drive the outcomes that matter most. A recurring theme of The Brief.
Evidence-based takes on markets, costs, and the small, unglamorous choices that build real wealth over decades.
Risk isn't volatility, and it isn't what the financial news tells you. How an economist separates signal from noise.